By David Freitag CLU, ChFC, CRPC —MassMutual Financial Planning Consultant
Each year the Government announces changes to Social Security and Medicare that sometimes get lost in the fog of informational overload. Yet these changes are important for retirees. Here are the top 8 changes that will affect these programs in 2019. Some of these changes are really good news. Some of the changes are just news and some are not such good news. Remember that these changes are part of the existing law and do not need legislative action to implement.
David Freitag, an industry veteran in financial services and wealth management, brings a deep passion and unparalleled expertise in Social Security filing strategies and retirement income planning to his current role as a financial planning consultant. David is a frequent speaker, presenter, guest lecturer and published author on such topics as retirement income distribution planning, Social Security, tax planning in retirement, and Roth conversions, amongst others. He has been featured in Market Watch, CNBC, USA Today Money, and The Street.Com. David is a Chartered Life Underwriter, Chartered Financial Consultant, Chartered Retirement Planning Consultant, and holds his Series 7 and 24 securities licenses. He also holds a Master of Education and Bachelor of Science degrees from the University of Maryland.