By David Freitag CLU, ChFC, CRPC —MassMutual Financial Planning Consultant
Each year the Government announces changes to Social Security and Medicare that sometimes get lost in the fog of informational overload. Yet these changes are important for retirees. Here are the top 8 changes that will affect these programs in 2019. Some of these changes are really good news. Some of the changes are just news and some are not such good news. Remember that these changes are part of the existing law and do not need legislative action to implement.