By Glen Spielbaur I admit it, I’m frugal, but I live life the way I want and enjoy every minute. Here are a few of my suggestions for the 50+ generations who want to live a minimalist lifestyle. Housing Many people live in larger more expensive homes that they don’t really need – even after
Imagine an amateur golfer playing in the Masters Tournament. Or even a professional golfer playing in the tournament without a caddie to talk through challenging shots. Do you think the results would be anything other than disastrous? A retirement coach is like a golf caddie. No, we are not here to carry and wash clubs.
By Bruce Quernemoen Are you ready to start that business you’ve dreamed of, but don’t know where to begin? Then come to SCORE, where business leaders from the community will share their experiences and help you make your new venture a success! Originally founded in 1964, SCORE is a national, all-volunteer organization with more
When planning for retirement, have you planned to do anything other than being financially “fit”? Complement being financially “fit” with being “fit” emotionally, socially and physically. Here are some suggestions to help you reach that goal. 1 Plan something to look forward to As with any change, retirement can be challenging. When going through times
If you were born before Jan. 1, 1954, you are coming to a fork in the road for an important decision about Social Security. When it comes to selecting a Social Security filing strategy, perhaps Robert Frost said it best at the end of his famous poem The Road Not Taken: “Two roads diverged in
In a recent survey of folks age 60-64 commissioned by MassMutual in August, 8 out of 10 respondents (79 percent) did not understand that a spouse age 65, who did not pay Medicare taxes, does qualify for Medicare because they are married to a worker who did pay Medicare taxes. Likewise, in another survey commissioned
During my career at AT&T as a Leadership Development Coach, I saved as much money as I could. I shared our society’s obsession with saving money for retirement. And for good reason. Baby Boomers have longer retirements and are living longer. Once I retired, I discovered I wasn’t as prepared as I thought I was.
Basic Yet Important Things to Know Social Security and Medicare can be challenging to understand. Here are a few tips to help keep you informed and navigate the maze. In 2018, when you make $1,320 and pay FICA tax on that amount, you earn one Social Security credit. You can earn up to four credits
By David G. Freitag, Financial Planning Consultant, MassMutual The Social Security Administration, in the past, mailed a full annual report to workers about their Social Security benefits. The report was easy to recognize because the header on the top and bottom of the multiple pages contained bold green lines. The “Green Line” form is important